It was born out of the principle of drinking water from your own cisterns and allows Houses of Worship to protect their members by self-funding their benefits.


It is the only program of its type in the country exclusively offered through Houses of Worship and not available to the general public.

GLAD is a unique benefits program designed to allow Houses of worship to offer benefits to their members just like a corporation would offer benefits to their employees.

Statistics show that nearly 85% of Americans agree that most people need life insurance; while another 70% feel that their health insurance premiums are as much as a mortgage payment and have no coverage at all. Unfortunately, 65% will be hospitalized due to some type of accident on or off the job, with another 38% becoming financially handicapped due to temporary total disabled as a result of an accident. Unfortunately, these numbers are substantially higher in Communities of Faith.

There has never been a program, built from the ground up, to insure faith-based communities – until now. Now when members pass away, their legacy can now continue to bless their families and communities for years to come.

The Problem

I would like to introduce you to the Guaranteed Legacy T-121 Life, Health, Accident, Disability and Protection Program. An insurance benefits program for every member.

GLAD Life & Empathy Policy Benefit

The Guaranteed Legacy T-121 Life & Empathy Policy is a Permanent Term Life insurance policy that covers you to age 121.

It is the first and only Term life to age 121 insurance policy in the country to be crafted with the Pastors, essential personnel, faith-based school employees and worshiping congregations of all sizes. This includes Diabetics.

GLAD Legacy T-121 Life & Empathy policy is a permanent Term Life Insurance with quality of life, terminal illness, and a House of Worship legacy preservation benefit built-in. Acceptance is guaranteed with no health-qualifying questions for faith-based community leaders, essential personnel, spouses, children, and grandchildren. 


Once a GLAD Legacy T-121 is issued, premiums will never increase, and the face amount will never go down. As long as the insured owns the policy. GLAD Legacy T-121 is not a graded policy, it pays the full-face amount at the time of death, as long as all insurance premiums are paid up-to-date. 


Other benefits include: 


Simplified Issued T-121 policy for a non-staff House of Worship members. 

Quality of Life Benefit Rider which accelerates a portion of the death benefit if you are diagnosed with a chronic illness or a cognitive impairment. 

Legacy Gifting assuring the legacy of your House of Worship generationally.

Learn more about how to protect your loved ones with a flexible, affordable, and timely coverage by downloading this brochure with detailed information.

Download our brochure below to find out more information about the GLAD Health Benefits. This is a program that cares for every member!!!!

GLAD Health comes with telemedicine a modern, easy-to-use solution for non-emergency illnesses and general care.


You and your family have direct access to state-licensed and fully credentialed doctors, via phone or video consultations, to receive treatment and advice for common ailments, including colds, the flu, rashes and more. Doctors are available 24 hours a day, 365 days a year, allowing you and your family convenient access to quality care from home, work or on the go.


Determine which of the GLAD Health Plans suits you and your families’ needs for a true concierge Dr. experience. Value, Plus, or Preferred.

  • Hospital Confinement and ICU benefits from $1,500 - $7,500 per day.
  • Specified Disease and Critical Illness Coverage you want from $10,000 to $500,000.
  • 24-hr Accident Medical Coverage you need for life’s unforeseen issues $2,500-$10,000. Catastrophic Accident is also available from $26,000 to $500,000.
  • Disability Plan works best for you and your family's financial needs from $250-$1,000 per week for 52 weeks. After 7 days, 14 days or 30 days elimination. 
  • Choose the Dental / Vision plan that best suits you or your family’s needs.

GLAD Life & Health hospital plans are built on a Lego block system. Houses of Worship are allowed to stack group benefits that are favorable to their organization as follows.

GLAD Defined Benefit Health Plan can design and implement a wellness program to keep your members healthy. This can help to reduce member claims. 


Individual and family plans start as low as $249.00 for singles and $494.00 for families.


Level Funded group plans are also available for salaried House of Worship employees.

GLAD Health Benefit

GLAD can design and implement

a wellness program to keep your

members healthy. This can help to

reduce member claims.

Download our brochure below to find out more information about the Congregational AccidentSHIELD Plus. Find out how you can protect your family from unforeseen accidents today!!!

For all members and their families, GLAD offers Accident Shield Plus. Members choose $2,500, $5,000, $7,500, or $10,000 of accident medical coverage . Accident Benefits can be used to offset health insurance deductibles or health share responsibility when applicable.


The Accidental Death benefit is provided and pays in addition to the  Guaranteed  Legacy  T-121 term-life death benefit if a House of Worship member should die as a result of an accident.


Accident Medical Expense (AME) Benefit Amounts are available for Members and their spouses or domestic partners and their dependent children at home or away in school. Houses of worship may be eligible for a perpetual monthly partnership seed of 2% and are applied to every Region, District and the local house of worship for every accident policy benefit enrolled and remains in force!

While there is no way to foresee an accident,  there are ways houses can help members prepare for one.

Our accident policy is offered to all Houses of Worship. The pastoral staff paid or voluntary House of Worship employees, essential personnel and their families. This benefit can be extended to all faith-based organizations directly or indirectly related to the house of worship. This includes Schools, Daycares, Soup Kitchens, Recreation Facilities and the like.


It provides cash benefits, from day one of coverage, for medical treatment received for any injuries an insured member receives from a covered accident.

GLAD Accident Shield Plus

When members have accidents Houses of Worship usually come to their aid. This can however severely challenge a benevolent fund.

The Accidental Temporary Total Disability (ATTD) Plan could help secure your future. 


Who is going to pay your bills and help maintain your faithful support of your house of worship? In the event of a member's serious accidental injury, paying the medical bills may be the least of your worries, how will you pay the rest of your bills? You still need to put food on the table, pay rent or mortgage, auto loans and all the rest. Worse yet, what will you do if both you and your spouse are disabled and unable to work?

  • Members choose an Elimination period: 14 days or 30 days.
  • Benefit period: Up to 52 weeks.
  • Occupation: Regular occupation.
  • Benefit amount: $250 to $1,000 per week.


Houses may be eligible for a PERPETUAL MONTHLY PARTNERSHIP SEED of 2% and is applied to every Region, District and the local House of Worship for every Disability policy enrolled and remains in force!


Our accident only ATTD benefit is a true “Regular Occupation” plan that pays when a disabling accident prevents you from performing the essential functions of your job. Not just any job. Your Job.

Who is going to pay your bills and help maintain your faithful support of your House of Worship?

In the event of a member's serious accidental injury, paying the medical bills may be the least of your worries, how will you pay the rest of your bills? You still need to put food on the table, pay rent or mortgage, auto loans and all the rest.


Worse yet, what will you do if both you and your spouse are disabled and unable to work?

Download our brochure below to find out more information about the Congregational Short Term Total Temporary Disability Find out how you can protect your lifestyle when you receive disabling injuries.

GLAD Short Term Total Temporary Disability.

When members can't work due to an injury two houses suffer simultaneously.

Which watches over you when you are sick or injured. This service is especially valuable to senior members. Check the video or visit our Senior Guards partner site to learn more. 

FREE Care Angel Phone App

FREE VIP travel card

A Renewable $500 Guaranteed Legacy travel card as a free gift with your membership. Every time members use their card for purchases their house of worship automatically receives back a 10% legacy gift.

With over 395 generic prescriptions for less than $5, The GLAD Rx program is designed to help House of Worship members not only navigate the rising cost of prescriptions drugs but to provide safe FDA approved medication as well as all diabetic supplies and allow them to shop and pay online at deeply discounted prices.

GLAD Rx Program

Free GLAD Membership Benefits

If you are ready to enroll in the GLAD Life, Health, Accident, Disability and Protection program

Jackson Insurance Group is an established award-Winning Agency who provides financial services to fit the needs of our client(s). With 11 years of experience, we pride on the moral integrity as our foundation in advising the needs of our clients at face value.


Jackson Insurance Group, we are here to help Preserve Your Legacy, that’s why we partnered with A-rated Carriers, that lines up with our mission: We believe in “Changing Lives When It Matters Most. Your Life, Your Legacy.”

Letisha Jackson, Advisor

Jackson Insurance Group

Contact me to answer any questions

2018 Guaranteed Legacy Life & Accident™ and the Guaranteed Legacy Life & Accident™ logo are trademarks of Americas Health Options LLC. All rights reserved worldwide.

Phone: 1-877-545-5433

E-mail: info@GLADprogram.com

 424 Church Street, Suite 2000, Nashville, Tennessee 37219, USA


Guaranteed Legacy Life & Accident is exclusively offered by Americas Health Options LLC.